Digital Banking: Trends, Tech and Transformation

Technologies and initiatives that shape Swiss banking

In the latest edition of our ti&m Special, we take the pulse of digital banking in Switzerland. We explore major technology trends such as AI, asset tokenization, cloud computing, and quantum computing. Additionally, we showcase the solutions, products, and projects through which ti&m is driving digital transformation in banking.

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Our three cover stories on trends, tech and transformation in digital banking

Baloise Bank AG

New mobile and e-banking as the basis for next-generation customer interaction

Baloise Bank AG’s new mobile and e-banking offering went live last year. The new solution based on ti&m Banking was integrated into the existing application landscape and the Avaloq core banking system in just 16 months. The bank’s 50,000 customers were migrated in four waves. We spoke to Roger Sutter, Head of Digitalization and e-Banking, and Nicolas Samyn, Chief Investment Officer, about the new solution.

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Swiss Stablecoin

“Our CHFD stablecoin will lead to the development of new use cases”

With the CHFD, Swiss Stablecoin is adding a digital franc to the existing payment infrastructure. We spoke to CEO Christian Bieri about the benefits, use cases and cooperation with Swiss banks for launching the coin.

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FOITT

“The e-ID is a crucial building block for Switzerland’s digital transformation”

In 2026, the Swiss federal government will be rolling out a secure, SSI-based identification system in the form of the e-ID. In recent months, banks have been asking us whether they will still need to offer their own online identification service for their customers, given the e-ID. We put this question – along with a few others – to Dirk Lindemann, Director of the Federal Office of Information Technology, Systems and Telecommunication FOITT.

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Additional articles

• Ecosystem with its own digital currency and new mobile and e-banking solution, Bank WIR
• Digital transformation – from processing efficiency to advisory services, Luzerner Kantonalbank
• How AI democratizes access to professional investment knowledge, SwissCognitive
• Opportunities and challenges of quantum computing for Switzerland, QuantumBasel
• Trust is fragile – it requires constant care and humility, Sygnum
• FinTech hub Switzerland and Singapore, Swiss Embassy in Singapore and State Secretariat for International Finance SIF
• How financial service providers are already benefiting from GenAI, Microsoft Switzerland
• Cloud as an opportunity: Banks between tradition and transformation, Green
• The e-ID as a key building block for Switzerland's digital transformation, Federal Office of Information Technology, Systems and Telecommunication
• Digital trust: Secure KYC processes with Swisscom Sign, Swisscom
• Digitization initiatives of a regional bank, acrevis

Additionally, our experts explain how ti&m's products and solutions enable modernization and progress in banking:

• Promoting collaborative business intelligence with Open Datastack
• Making core banking data accessible and usable through flexible integration solutions
• From identification to authentication: ti&m products for digital trust

Download the new ti&m Special “digital banking” now.

Download the new ti&m Special “Digital Banking” for free now.

Head of Products & Banking Innovations

Fabian Braunwalder

Do you have any questions about our digital banking products? Get in touch with us.